LA CULTURA FINANCIERA Y SU INCIDENCIA DE ENDEUDAMIENTO EN LOS HOGARES DE LA URBANIZACIÓN ANDREA CAROLINA EN EL AÑO 2023

Financial culture and its influence on debt is a very common problem, especially in the region in which we are located, which is Latin America. However, in this work we will focus on the Andrea Carolina urbanization, located in the south of the city of Santa Marta in the department of Magdalena, als...

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Bibliographic Details
Main Author: CASTILLO GUZMÁN DANIEL ANDRÉS
Other Authors: ORTEGA LOPEZ, EDUARDO
Format: Tesis/Trabajo de grado - Monografía - Pregrado
Language:Español
Published: Universidad Antonio Nariño 2025
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Online Access:https://repositorio.uan.edu.co/handle/123456789/12375
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Summary:Financial culture and its influence on debt is a very common problem, especially in the region in which we are located, which is Latin America. However, in this work we will focus on the Andrea Carolina urbanization, located in the south of the city of Santa Marta in the department of Magdalena, also located in Colombia. It will be explained how financial education, a very important and influential factor can be when it comes to debt levels in the Andrea Carolina urbanization, recognizing the main problems, their probable causes and solutions to these problems. The methodology used in this research was diverse. The field of research was the Andrea Carolina urbanization to observe the average behavior of the finances of each household, how much difference there is between these behaviors, covering their expenses, income and obligations and how frequent they are. All this since well-founded bases in financial education can be synonymous with good management and state of the finances of a household economy.
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